Smart Auto – “Keep You Driving ‘Smart’ Guarantee”

30 Minute Credit Decision or We Give You Complimentary Gas

No one wants to be stuck for hours waiting on a credit decision! If you bring all your information to Smart Auto and you don’t hear a credit decision within 30 minutes, we will give you a complimentary $50 gas card for your time.

Must be in-store to redeem. The thirty-minute countdown begins when all required underwriting documentation is submitted to a Smart Auto sales associate. If a credit decision is not provided within 30 minutes of document submission, Smart Auto will give you a $50 Gas Card, redeemable at Pilot Flying J or Shell gas station locations. Offer is only available to individuals who intend to purchase a vehicle at Smart Auto and obtain financing through Smart Finance.

Down Payments As Low As $495

We know there are other ways you want to spend your money! Save money by shopping at Smart Auto with down payments as low as $495 a month.


*$495 down, subject to credit approval. Stock #K8344V, sales price $8,995 excluding tags, title, tax and registration. 167 weekly payments of $80 at 22.99% APR with approved credit. The APR may be higher or lower based on credit score. A $642 down payment is standard. Down payment will vary based on vehicle price and credit.

3 Day No-Hassle Return Policy

If you are not completely satisfied with your vehicle purchase, Smart Auto will exchange the vehicle for one of similar value within three days of your purchase. Exchange subject to status of vehicles in stock. Vehicle must be returned in the same condition as received at delivery. Ask a sales manager for details.


We want you to be happy with your purchase! If you don’t love your vehicle, return it within 3 days and we’ll exchange it for one of similar value.

Extensive Warranties Included

See Warranty Agreement details for complete coverage information. Excludes Value program vehicles. Ask a sales manager for details.


Drive confidently knowing you’re covered by our extensive warranties; up to 24 month/24,000 miles.

Complimentary Local Towing

Local Towing includes 75 miles of towing to our dealership. Mileage is determined by Google Maps. Local Towing is provided by a third party not affiliated with Smart Auto. Local towing service is available only during the term of the auto financing agreement. Smart Auto reserves the right, periodically or at any time, to modify or discontinue Local Towing services. Smart Auto is under no obligation to support or provide a specific towing company and/or provider.


If something happens to your vehicle, we’ve got you covered. Smart Auto won’t leave you stranded! We offer complimentary towing up to 75 miles to your local Smart Auto to get the problem fixed.